All students who borrow funds through either of the Federal Loan Programs (Federal Direct Loans or Perkins) for the first time at the university are required to complete Entrance Loan Counseling before any funds will be disbursed to their student account. Please refer to your financial aid award contained in your award letter to verify which type of federal loan you have been awarded. Once you complete our Loan Counseling session, the Financial Aid Office will be notified automatically.

If you withdraw from the university or do not register for the current semester, you are required to complete Exit Counseling. The Exit Counseling session informs you of your rights and responsibilities upon entering the repayment period of your loan.

Entrance Loan Counseling:

Complete your loan counseling for the following:

Exit Loan Counseling:

Complete your loan counseling for the following:

Master Promissory Notes

A promissory note must be signed by the borrower before a loan is disbursed to a student account. A promissory note is a contract between a borrower and a lender that includes all the terms and conditions under which the borrower promises to repay the loan.

The Direct Stafford Loan Promissory Note can be completed electronically at the U.S. Department of Education web site.

Perkins Loan Master Promissory Notes can be completed electronically via the ACS website.